Corner of Lex and Biz
This blog’s name, Corner of Lex and Biz, speaks for itself: author Joseph Kershenbaum has spent time both practicing law and sustaining himself as a successful entrepreneur, and brings the knowledge that comes with such experience to his.
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Featured Articles
The Legal Underpinnings of Annual Meetings
A corporation in the United States is a legal entity that typically is formed to conduct business. Its internal affairs are governed by the law of the state in which it is incorporated. That means that under state law, a company’s shareholders must annually elect directors and transact o...
Recent Articles
An Overview of Outsourcing
When I was with Day, Berry & Howard, I negotiated large, complex outsourcing contracts for a number of Fortune 500 companies. For example, in one instance, it was more efficient for a pharmaceutical company to outsource its help desk to an expert provider of such services rather than to manage ...
All About The Mortgage Process
Getting a mortgage can be a confusing process. There’s a lot of paperwork and there are many loan programs to choose from. In this post, I’ll provide an overview of the mortgage process and what you should expect from a mortgage consultant. Goals The mortgage process is substantially s...
What is the VIX?
The VIX is a measure of market risk, sometimes called the fear index. is used to gauge investor sentiment - whether the broad stock market in the United States is bullish or bearish. VIX actually stands for volatility index. it is the ticker symbol for one of the volatility indexes created by the ...
Foreclosure and Two Ways to Avoid Going Through It
Foreclosure means that a borrower can not make the required principal and/or interest payments on a loan secured by an interest in property. Because of the borrower’s default, the lender has a right to terminate the borrower’s interest in the property. The procedures vary from state t...
How a Company May Legally Make a Campaign Contribution to a Candidate for Federal Office
The Federal Election Commission is charged with administering and enforcing the financing of federal elections. The states individually govern financing law for non-federal, state elections. For a local election, state law and local ordinances govern. For a federal election, both profit and n...
Emergency Economic Stabilization Act of 2008
Congress passed, and President Bush signed on October 3, the Emergency Economic Stabilization Act of 2008, H.R. 1424 (the “Act”). The purposes of the Act are twofold: It authorizes the Secretary of the Treasury (the “Secretary”) to restore stability and liquidity to the U...
Federal Government Resources
It can be very helpful at times to anticipate what the law will be, not what it is. A change in the laws, rules or regulations affecting your industry can have a dramatic effect, for example, on how your company operates or the success of a transaction or even of your entire business. Being a ...
Copyright Flowcharts and Checklists
I am a big fan of flow charts, process maps and checklists in streamlining and organizing work. While the downside is that you might miss important detail, I believe that the gains usually outweigh the costs in time saved and energy expended. I previously highlighted Erik Heels’ excellent ...
Basics About Real Estate Investment Trusts
As a follow up to my last post noting that hard assets, such as real estate, tend to be good inflation hedges, I wanted to provide some basics on real estate investment trusts (”REITs”). A REIT is an investment vehicle that owns either mortgage notes, real estate or a hybrid that both ...