Recent Articles

Effects of default on your credit score

Mari Jo Clark
July 11, 2011 13:49

How much does default or bankruptcy damage your credit score?  This is a common question for a bankruptcy attorney.  The first thing that I tell my clients is that if you start off with a high credit score, then you have further down to fall and higher to climb to get back on top. ...

Choosing the right bankruptcy lawyer

Mari Jo Clark
June 30, 2010 20:51

As we all know, in this economy more and more people are finding it necessary to turn to bankruptcy as a means to resolve their financial problems.  This means that many people are trying to figure out which bankruptcy attorney will be the best to handle their case and their...

New HAMP Guidelines allow borrowers in bankruptcy to enter into loan modifications

Mari Jo Clark
June 21, 2010 21:26

There was good news in the bankruptcy world recently for homeowners.  On June 1, 2010, the Treasury Department put forth Supplemental Directive 10-02 which, among other things, says that borrowers in active chapter 7 and chapter 13 bankruptcy cases are eligible for HAMP...

How bankruptcy will affect your credit score

Mari Jo Clark
June 14, 2010 22:31

As a bankruptcy lawyer this is the question that I receive from each and every client I meet with in my office.  It is a good question that I answer as follows. 1. Your credit score is like a pie with each piece of the pie influencing the final number.  The pieces of the pie consist of: ...